Credit Card Kya Hai ( What Is Credit Card ) Fayde Aur Nuksan

Aaj Ke Is Post Me Credit Card Kya Hai Aur Credit card ke bare me kuchh Interesting baten. Mai aapke sath share karunga. Agar Aapko Card use karna chahte hain To aapko Credit ke bare me janana bahut Jaruri Hota hai. Jab Se India me Note Bandi Hue hai, Tab se logon ke bich online Tranjection ka chalan bahut jyada badh gaya hai. Log Payments Debit Card Ya Credit Card se karne lage hain. 2016 se banko me bahut jyada Credit card Apply kiya gaya hai. Kuchh Log Credit card le lete hain. But usake bare me pata nahi hota hai. Unake liye m,era ye Post bahut Important hone hai. wala hai. Jisase sabko card ki knowledge ho jaye aur aasani se use kar sake. card aaj ke generation me ek dam normal sa ban gaya hai. Sabhi card pana chahte hain.

  1. Net Banking Kya Hai 
  2. Mobile Banking Kya Hai
  3. Debit Card Kya Hai

Kyonki card me shopping karne ke bahut sare benefits hote hain. Aapko Bhi card se milane wale benefits ke bare me janana bahut jaruri hai. Govt Aur sabhi online shop chahte hain ki log jyada se jyada card ka use karen. But ye sare log kyon chahte hain ki aap credit card ka use karen. Isake bare me details se ham niche pst me bate karenge. Credit Card Kya Hai, Is Question ka bahut sare answer hai. Kuchh log Credit card ka ulta pulta use karte hain. Jisase unako bahut jyada charges lagte hain. Aur wo card use karna chhod dete hain. To Tention mat lijiye. Aap is post ko poora read karen. Aapko Credit card use karana bahut aasan ho jayega.

Credit Card Kya Hai?

Credit Card Plastic ka Ek Card hota hai, Jise Kici bank ke dwara diya jata hai. Ise koi bhi inshan nahi le sakta hai. Ise lene ke kuchh rule hote hain. Jise mai aapko Niche bataunga. Jisase aap aasani se Apana card le sakte hain. Card me ek limite Hoti hai. Ye limit 25000 se start hoti hai. Aapko Lakhon karodon tak ke Credits card milte hain. Aur Jo Sabse Rich inshan ko milta hai. Use ham No Limite Credit Card kahte hain. Us card ki koi limite nahi hoti hai. Wo chahe to duniya ka koi bhi chij Purchase kar sakta hai.

Credit Card Kya Hai

Use No Limite credit Card kahte hain. card se koi bhi inshan apane credit se Kici bhi jagah se saman purchase kar sakta hai. Jisaka Payments aapka Bank Use Turant kar deta hai. Aapko us samay paise dene ki koi zarurat nahi hoti hai. Debit card ki tarah hi Credit card hota hai. Dono dikhane me same hote. Credit Card Bank ke dwara Issue kiya jata hai. Aapka Account kici bhi bank me ho, Aap us Bank me card ke liye Apply kar sakte hain.

Credit card Rahane se aapke kafi kaam aasan ho sakte hain. Ab aapko samajh aa gya hoga ki Credit Card Kya Hai. Aapko card se liye gaye Saman ke Paise 40 dino ke andar bank ko dena hota hai. Aap Jitane aapke card ka limit hai, aap card se utana hi shopping kar sakte hain. Credit card ka use Shopping karne ya bill pay karne ke liye use kiya jata hai. Aap Kahin bhi isaka use kar sakte hain. isake upar bhi 16 digit ka number hota hai. Aur Pichhe me 3 Digit CVV Code hota hai.

Credit Card Apply Kab karen

Agar aap Koi Businessman hai Ya aap job me hain. To aapko Apane bank se card lena hi chahiye. Job Aur Business man ko aasani se Bank ke dwara  card de diya jata hai. Credit card Emergency me aapke help ke liye rahta hai. Mai aapko Credit card apply karne ke 3 tarike batane wala hun. Jisase aap apane Bank se Card le sakte hain. Ye bahut hi aasan tarika hota hai. Jisase koi bhi card le sakta hai. Bank usi customer ko Card Issue karta hai. Jo Bank ko Paise dene ke kabil hota hai. Jis par bank belive karta hai ki wo bank se liye paise wapas kar sake.

1. Job

Agar Aap Kici Job me Hain, To aap Aasani se Kici bhi bank se Credit card apply kar sakte hain. Koi bhi Job Wala Apane Passbook Ke Payment Ko dikha kar jis bank me usaka Sallery aata hai. Wahan se aap Apana card ke liye apply kar sakte hain. Kici bhi Job wale Inshan ko Bank aasani se card de deti hai. Agar Aap kici Govt Job me hai to Bank aapko khud Credit card ka offer deti hai. To Hai na ye bahut aasan tarika. But aapki job sallery 20000 Thousand se jyada hioni chahiye. Jisase Bank Aapko Card provide kare.

2. Business Man

Agar aap Business man hain To aapko Credit card ke liye apana Account History Yane ki Tranjection dikhana hoga. Aur sabse Badi baad aapko Income Tax Sleep ki jarurat padti hai. Jisase Koi bhi bank aapko card essue kar sake. Tax dikha kar hi aap card essue kar sakte hain. Aisa Business jahan aap har saal ITR fees govt ko de rahe ho. ITR income tax department ka part hai. jisase pata chalta hai. Ki wo business man salana kitane paise kamata hai. Jisase Bank aapko aapke income re related card issue karaye.

3. Normal Man

Agar Aap Ek Student Ya Koi aisa work karte hain. Jisame aapki sallery aapke bank account me nahi aati hai. Tab bhi aap kici bhi bank se credit card essue karwa sakte hain. Ye tarika bahut aasan hota hai. Aapko kici bhi bank me minimum 25000 Rupees ka FD karwana hoga.. FD ka matlab hota hai Fix Deposite. Aap jitana ka FD karwayenge aapko uatane Limit ka Bank Credit essue kar sakta hai.

Credit Card Ke Fayde

Credit Card Kya Hai Ye samajhne ke baad aapko Card ke faydon ke bare me janana bahut Important hai. Kyonki Agar Aap Ccard use karna chahte hain. To aapko card ke faydon ke bare me janana bahut Important hai. Online Internet me logon ko Jyada se jyad Credit card use karwane ke liye. Aaj ke banks bahut sare offers dete hain. Agar Aap card use karte hain, to aap 100% shopping to jarur karenge. Agar aap kahin bhi shoppings karte hain, To sikha us bank aur Shopping compeney ko benefit hota hai. Isliye Credit card ke bahut sare benefits hote hain. Jise mai niche aapko step by step batana chahta hu.

  1. Aapko Card Se Shopping karne se 5 se 10% Discount mil jata hai.
  2. card se shopping karne se aapko cash back bhi milate rahta hai.
  3. card se sabhi tranjection se aapko Points milte hain.Jo Futures me aapko discount ke roop me milte hain.
  4. Aap card se kici bhi shopping site se EMI se koi bhi saman purchase kar sakte hain.
  5. Card aapko Paise na hone pe aapki help karta hai.
  6. Aap Credit card se ATM se bhi paise nikal sakte hain.

Ab aapko samajh aa gya hoga. Ki Ek Credit card se aapke kya fayde hain. Agar aap Bhi card ke in faydon ko lena chahte hain. To aap Aaj hi Credit card ke liye apply kar sakte hain. Aapke bank me ja kar aap aasani se isake bare me details me samajh sakte hain.

Credit Card Kaun se banks dete hain

Agar aap Credit card lena chahte hain, To isake liye aap kici bhi bank me apply kar sakte hain. Bahut sare banks hain, Jo aapko Credit card k sewayen Provide karati hai. Mai Kuchh khas aur achchhe banks ke bare me niche batane wala hun. Jahan se aap card le sakte hain. In Banks ki sevayen bahut achchhi hai. Aapko In banks se card lene me koi Problem nahi hone wala hai,

  1. State Bank Of India
  2. ICICI Bank
  3. HDFC Bank
  4. Yes Bank
  5. Bank Of Barodara
  6. Axis Bank

Aap In Banks ke sath apana card banwa sakte hain. Aapko aasani se credit xcard mil jayega. Aur aap Bhi Credit card se Bahut sare fayde utha sakte hain. Ye Card Kya Hai Samajhne ke baad aapko.  kaun sa bank se card lena hai. Aapke liye aasan ho gaya hoga.

Credit Cards Tyes Hindi

Koi Bhi Banks agar aapko Credit card Provide karta hai. To Us Bank Ka Link Kici na kici companies ke sath juda hota hai. Jo aapke Bill Pay karti hai. Un companies ko Bank Bill pay karta hai. Man lijiye agar aapko card ka bill 30 din me pay karna hai to In companies ko Bank Bill 40 days me pay karta hai.

  1. Visa Card
  2. Master card
  3. American Express
  4. British Airway Card
  5. Carbon Card

Main Roop se ye 5 Companies aapko Credit Card kici bhi Bank ke dwara Provide karata hai.

Card Instructions

Aaj aapne jana Credit Card Kya hai Ab aapko card use karne se pahale Isake Nuksan ke bare me bhi janana bhut Important hai. Jisase aapko card use karne me jyada Problem na ho sake. Aap cards Ke sabhi features ko samajh saken. Isase aapko kabhi card use karne me koi Problem nahi hone wala hai. To start karte hain.

  1. Credit card use karne se pahale aapko ye janana bahut Important hai ki, Aapke card Ka Bill Aapko kitane dino me pay karna hai. Jisase aapko Bank ki taraf se koi charges na dena pade.
  2. Agar Koi aapko Phone kar ke aapke card ke Details Jaise 16 Digit number aur CVV code punchhe to aapko kabhi nahi batana hai.
  3. Agar Aap Bill Pay date me apana Bill pay nahi karte hain, To isake liye bank aapse Kuchh % byaj leta hai. Ye Bank Kitana % byaj leta hai. Aapko isake bare me jankari lena bahut Important hai.
  4. Aapko Bill Pay karne se pahale usame hone wale Tranjection ko check karna bahut Important hota hai. Jisase aap koi Galat Bill pay na karen. Kabhi kabhi card me aisi galti ho jati hai.
  5. Aap kabhi bhi koi Cyber cafe me apana card use na karen. Aise jagah me card use karne se aapke card ke hack hone ka khatara badh jata hai.
  6. Agar aapke card ka limit 50000 Hai to aap koshish kare ki aap 25000 tak ka hi kharch karen. Jisase aap aasani se card ka bill pay kar saken.
  7. Jab aap First time credit card use kare to 1000 se jyada ki shopping na karen. Isase aapko pata chal jayega ki aapka Bill kab aata hai. Aur aapko Credit card ka bill kitane dino me pay karna hai.

Last Word

Aaj ka Post Credit Card Kya Hai, Is Post me mai aapko achchhi jankari dene ki koshish ki hai. I Hope aapko Ye Information achchhi lagi hogi. Aapko Ye Post kaisa laga mujhe comments me jarur bataye. Jisase Mujhe aapke liye aur bhi achchhe post likhane ki help mil sake. Mai aapke liye aise hi achchhe Post likhata rahunga. Jisase aapko har roj nayi nayi jankariyan mil sake. Aapko achchhi jankari dena webrupees ka kaam hai. Sath me is website ko jarur subscribe kar len. Jisse aapko mere new post ki Notification turant mil sake. Aapko Is Post se Related koi bhi question ho to aap mujhse punchh sakte hain. Mujhe aapki help karne me khushi hogi.

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Agar aapko ye Post pasand aaya hoga to aap ise facebook WhatsApp ya twitter me jarur share karen. Jisase Mujhe thodi help ho sake aur dusaron ko bhi Credit Card Kya Hai samajh aa sake. Maine aapko Simple tarike se samjhane ki koshish ki hai. Credit card ke sabhi Types ko janana aapke liye Important tha. Is Post ko Read karne ke liye Thanks. I hope aapke sare cofution door ho gaye honge. Aaj ki  duniya me card rahana v\bahut important ho gaya hai. Jisase Koi bhi inshan apani jaruraton ko poora kar sake. But ise aap Jitana samahal kar use karenge utana aapke liye benefits hoga. Is card ka over use aapke liye bahut nuksandayak ho sakta hai.

Credit Card Kya Hai ( What Is Credit Card ) Poori Jankari Hindi Me

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